Call reports 2012
FIRST COMMUNITY FINANCIAL BANK — 2012
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,125,000 | 134,369,000 | 143,654,000 | 170,971,000 |
| Total loans | 107,423,000 | 106,418,000 | 112,561,000 | 107,020,000 |
| Allowance for loan losses | 3,628,000 | 3,500,000 | 3,585,000 | 3,411,000 |
| Securities available for sale | 5,233,000 | 6,721,000 | 6,656,000 | 6,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,165,000 | 115,271,000 | 125,586,000 | 152,224,000 |
| Interest-bearing deposits | 103,184,000 | 98,772,000 | 105,149,000 | 130,391,000 |
| Noninterest-bearing deposits | 15,981,000 | 16,499,000 | 20,437,000 | 21,833,000 |
| Equity capital | 15,194,000 | 15,830,000 | 16,458,000 | 17,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,108,000 | 4,740,000 | 6,346,000 |
| Interest expense | 279,000 | 530,000 | 765,000 | 981,000 |
| Net interest income | 1,305,000 | 2,578,000 | 3,975,000 | 5,365,000 |
| Noninterest income | 229,000 | 278,000 | 383,000 | 430,000 |
| Noninterest expense | 887,000 | 1,712,000 | 2,526,000 | 3,441,000 |
| Provision for loan losses | 180,000 | 83,000 | 188,000 | 4,000 |
| Pretax income | 467,000 | 1,061,000 | 1,644,000 | 2,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 1,061,000 | 1,644,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,182,000 | 15,815,000 | 16,439,000 | 17,185,000 |
| Total capital | 16,613,000 | 17,279,000 | 17,946,000 | 18,630,000 |
| Risk-weighted assets | 112,289,000 | 115,085,000 | 118,476,000 | 113,628,000 |