Call reports 2011
FIRST COMMUNITY FINANCIAL BANK — 2011
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,496,000 | 127,396,000 | 135,023,000 | 130,053,000 |
| Total loans | 96,312,000 | 102,790,000 | 103,068,000 | 102,721,000 |
| Allowance for loan losses | 2,555,000 | 2,654,000 | 2,676,000 | 3,442,000 |
| Securities available for sale | 2,068,000 | 3,084,000 | 4,085,000 | 5,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,953,000 | 110,496,000 | 117,058,000 | 112,061,000 |
| Interest-bearing deposits | 84,049,000 | 99,613,000 | 106,356,000 | 101,573,000 |
| Noninterest-bearing deposits | 7,904,000 | 10,883,000 | 10,702,000 | 10,488,000 |
| Equity capital | 13,622,000 | 13,975,000 | 14,535,000 | 14,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,868,000 | 4,473,000 | 6,004,000 |
| Interest expense | 293,000 | 587,000 | 897,000 | 1,196,000 |
| Net interest income | 1,146,000 | 2,281,000 | 3,576,000 | 4,808,000 |
| Noninterest income | 119,000 | 292,000 | 483,000 | 507,000 |
| Noninterest expense | 701,000 | 1,391,000 | 2,083,000 | 2,638,000 |
| Provision for loan losses | 150,000 | 359,000 | 571,000 | 1,306,000 |
| Pretax income | 414,000 | 823,000 | 1,405,000 | 1,371,000 |
| Income tax | 0 | 88,000 | 143,000 | 0 |
| Net income | 414,000 | 735,000 | 1,262,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,623,000 | 13,964,000 | 14,521,000 | 14,653,000 |
| Total capital | 14,871,000 | 15,315,000 | 15,874,000 | 16,012,000 |
| Risk-weighted assets | 98,514,000 | 106,742,000 | 106,940,000 | 106,653,000 |