Call reports 2010
FIRST COMMUNITY FINANCIAL BANK — 2010
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,571,000 | 109,362,000 | 114,345,000 | 115,045,000 |
| Total loans | 89,278,000 | 93,045,000 | 94,896,000 | 96,875,000 |
| Allowance for loan losses | 2,024,000 | 3,220,000 | 3,058,000 | 2,580,000 |
| Securities available for sale | 2,040,000 | 2,034,000 | 2,026,000 | 2,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,940,000 | 97,643,000 | 97,409,000 | 96,241,000 |
| Interest-bearing deposits | 90,022,000 | 90,284,000 | 90,096,000 | 90,526,000 |
| Noninterest-bearing deposits | 6,918,000 | 7,359,000 | 7,313,000 | 5,715,000 |
| Equity capital | 11,107,000 | 10,226,000 | 14,073,000 | 13,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,603,000 | 3,935,000 | 5,335,000 |
| Interest expense | 436,000 | 836,000 | 1,211,000 | 1,555,000 |
| Net interest income | 837,000 | 1,767,000 | 2,724,000 | 3,780,000 |
| Noninterest income | 10,000 | 22,000 | 104,000 | 125,000 |
| Noninterest expense | 686,000 | 1,360,000 | 2,090,000 | 2,685,000 |
| Provision for loan losses | 387,000 | 1,582,000 | 2,214,000 | 3,581,000 |
| Pretax income | -226,000 | -1,153,000 | -1,476,000 | -2,361,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | -226,000 | -1,159,000 | -1,482,000 | -2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,107,000 | 10,224,000 | 14,071,000 | 13,177,000 |
| Total capital | 12,284,000 | 11,450,000 | 15,303,000 | 14,438,000 |
| Risk-weighted assets | 93,313,000 | 96,060,000 | 96,719,000 | 99,547,000 |