Call reports 2009
FIRST COMMUNITY FINANCIAL BANK — 2009
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,177,000 | 80,119,000 | 92,175,000 | 104,925,000 |
| Total loans | 59,465,000 | 58,945,000 | 72,154,000 | 84,159,000 |
| Allowance for loan losses | 1,181,000 | 1,298,000 | 1,515,000 | 1,862,000 |
| Securities available for sale | 4,972,000 | 3,992,000 | 2,314,000 | 2,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,695,000 | 66,593,000 | 79,561,000 | 91,671,000 |
| Interest-bearing deposits | 60,958,000 | 62,658,000 | 74,270,000 | 83,587,000 |
| Noninterest-bearing deposits | 3,737,000 | 3,935,000 | 5,291,000 | 8,084,000 |
| Equity capital | 12,222,000 | 11,821,000 | 11,484,000 | 11,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,721,000 | 2,698,000 | 3,898,000 |
| Interest expense | 491,000 | 947,000 | 1,385,000 | 1,842,000 |
| Net interest income | 375,000 | 774,000 | 1,313,000 | 2,056,000 |
| Noninterest income | 4,000 | 7,000 | 15,000 | 26,000 |
| Noninterest expense | 464,000 | 1,138,000 | 1,813,000 | 2,417,000 |
| Provision for loan losses | 122,000 | 239,000 | 456,000 | 803,000 |
| Pretax income | -207,000 | -596,000 | -941,000 | -1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -207,000 | -596,000 | -941,000 | -1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,169,000 | 11,801,000 | 11,478,000 | 11,309,000 |
| Total capital | 12,999,000 | 12,623,000 | 12,438,000 | 12,433,000 |
| Risk-weighted assets | 66,069,000 | 65,263,000 | 76,243,000 | 89,183,000 |