Call reports 2008
FIRST COMMUNITY FINANCIAL BANK — 2008
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q4 |
|---|---|
| Total assets | 76,328,000 |
| Total loans | 59,997,000 |
| Allowance for loan losses | 1,059,000 |
| Securities available for sale | 5,009,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 63,226,000 |
| Interest-bearing deposits | 55,183,000 |
| Noninterest-bearing deposits | 8,043,000 |
| Equity capital | 12,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q4 |
|---|---|
| Interest income | 511,000 |
| Interest expense | 301,000 |
| Net interest income | 210,000 |
| Noninterest income | 140,000 |
| Noninterest expense | 708,000 |
| Provision for loan losses | 1,059,000 |
| Pretax income | -1,417,000 |
| Income tax | 0 |
| Net income | -2,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q4 |
|---|---|
| Tier 1 capital | 12,369,000 |
| Total capital | 13,173,000 |
| Risk-weighted assets | 66,759,000 |