Call reports 2017
COMMUNITY 1ST BANK — 2017
What COMMUNITY 1ST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 372,979,000 | 390,267,000 | 410,373,000 |
| Total loans | 218,918,000 | 220,403,000 | 227,716,000 |
| Allowance for loan losses | 3,072,000 | 3,100,000 | 3,096,000 |
| Securities available for sale | 117,945,000 | 120,595,000 | 117,417,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 340,489,000 | 356,154,000 | 375,401,000 |
| Interest-bearing deposits | 216,903,000 | 226,551,000 | 233,621,000 |
| Noninterest-bearing deposits | 123,586,000 | 129,603,000 | 141,780,000 |
| Equity capital | 31,977,000 | 33,535,000 | 34,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 3,194,000 | 6,637,000 | 10,196,000 |
| Interest expense | 338,000 | 689,000 | 1,064,000 |
| Net interest income | 2,856,000 | 5,948,000 | 9,132,000 |
| Noninterest income | 138,000 | 239,000 | 381,000 |
| Noninterest expense | 1,983,000 | 3,924,000 | 5,863,000 |
| Provision for loan losses | 95,000 | 120,000 | 120,000 |
| Pretax income | 916,000 | 2,143,000 | 3,530,000 |
| Income tax | 401,000 | 920,000 | 1,522,000 |
| Net income | 515,000 | 1,223,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 33,927,000 | 34,635,000 | 35,222,000 |
| Total capital | 37,022,000 | 37,758,000 | 38,341,000 |
| Risk-weighted assets | 257,246,000 | 255,641,000 | 264,565,000 |