Call reports 2016
COMMUNITY 1ST BANK — 2016
What COMMUNITY 1ST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 297,919,000 | 316,905,000 | 350,560,000 | 358,304,000 |
| Total loans | 164,684,000 | 178,229,000 | 188,253,000 | 209,142,000 |
| Allowance for loan losses | 2,744,000 | 2,752,000 | 2,754,000 | 2,986,000 |
| Securities available for sale | 70,924,000 | 88,569,000 | 100,866,000 | 114,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,797,000 | 286,955,000 | 320,091,000 | 326,497,000 |
| Interest-bearing deposits | 184,471,000 | 188,210,000 | 200,856,000 | 209,945,000 |
| Noninterest-bearing deposits | 84,326,000 | 98,745,000 | 119,235,000 | 116,552,000 |
| Equity capital | 28,638,000 | 29,438,000 | 29,835,000 | 31,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,916,000 | 7,675,000 | 10,712,000 |
| Interest expense | 269,000 | 556,000 | 844,000 | 1,183,000 |
| Net interest income | 2,100,000 | 4,360,000 | 6,831,000 | 9,529,000 |
| Noninterest income | 127,000 | 232,000 | 372,000 | 481,000 |
| Noninterest expense | 1,729,000 | 3,507,000 | 5,394,000 | 7,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 230,000 |
| Pretax income | 498,000 | 1,085,000 | 1,809,000 | 2,429,000 |
| Income tax | 184,000 | 410,000 | 690,000 | 914,000 |
| Net income | 314,000 | 675,000 | 1,119,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,251,000 | 29,795,000 | 30,514,000 | 33,411,000 |
| Total capital | 31,712,000 | 32,457,000 | 33,291,000 | 36,420,000 |
| Risk-weighted assets | 196,654,000 | 212,842,000 | 222,762,000 | 246,326,000 |