Call reports 2015
COMMUNITY 1ST BANK — 2015
What COMMUNITY 1ST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,306,000 | 231,631,000 | 243,409,000 | 263,781,000 |
| Total loans | 144,384,000 | 154,431,000 | 155,028,000 | 164,353,000 |
| Allowance for loan losses | 2,516,000 | 2,739,000 | 2,740,000 | 2,742,000 |
| Securities available for sale | 64,807,000 | 51,804,000 | 54,883,000 | 56,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,010,000 | 207,090,000 | 218,836,000 | 234,826,000 |
| Interest-bearing deposits | 148,189,000 | 147,999,000 | 156,231,000 | 168,581,000 |
| Noninterest-bearing deposits | 54,821,000 | 59,091,000 | 62,605,000 | 66,245,000 |
| Equity capital | 23,673,000 | 23,952,000 | 23,934,000 | 28,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,245,000 | 6,441,000 | 8,755,000 |
| Interest expense | 215,000 | 438,000 | 678,000 | 929,000 |
| Net interest income | 1,865,000 | 3,807,000 | 5,763,000 | 7,826,000 |
| Noninterest income | 180,000 | 401,000 | 524,000 | 647,000 |
| Noninterest expense | 1,559,000 | 3,102,000 | 4,659,000 | 6,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 1,010,000 | 1,532,000 | 1,995,000 |
| Income tax | 196,000 | 394,000 | 582,000 | 755,000 |
| Net income | 290,000 | 616,000 | 950,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,344,000 | 22,840,000 | 23,340,000 | 28,185,000 |
| Total capital | 24,618,000 | 25,167,000 | 25,720,000 | 30,667,000 |
| Risk-weighted assets | 180,585,000 | 184,791,000 | 189,174,000 | 197,589,000 |