Call reports 2014
COMMUNITY 1ST BANK — 2014
What COMMUNITY 1ST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 217,011,000 | 219,012,000 | 223,195,000 | 230,025,000 |
| Total loans | 124,692,000 | 128,432,000 | 133,766,000 | 147,354,000 |
| Allowance for loan losses | 2,283,000 | 2,356,000 | 2,398,000 | 2,599,000 |
| Securities available for sale | 54,040,000 | 59,454,000 | 63,746,000 | 59,710,000 |
| Securities held to maturity | 1,633,000 | 1,626,000 | 1,620,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,691,000 | 191,078,000 | 200,273,000 | 206,050,000 |
| Interest-bearing deposits | 144,501,000 | 140,975,000 | 139,984,000 | 147,055,000 |
| Noninterest-bearing deposits | 50,190,000 | 50,103,000 | 60,289,000 | 58,995,000 |
| Equity capital | 21,624,000 | 21,912,000 | 22,280,000 | 23,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,626,000 | 5,607,000 | 7,703,000 |
| Interest expense | 225,000 | 453,000 | 674,000 | 891,000 |
| Net interest income | 1,580,000 | 3,173,000 | 4,933,000 | 6,812,000 |
| Noninterest income | 106,000 | 223,000 | 478,000 | 610,000 |
| Noninterest expense | 1,555,000 | 3,193,000 | 4,797,000 | 6,392,000 |
| Provision for loan losses | 0 | 50,000 | 180,000 | 380,000 |
| Pretax income | 112,000 | 145,000 | 437,000 | 676,000 |
| Income tax | 1,000 | 1,000 | 4,000 | -811,000 |
| Net income | 111,000 | 144,000 | 433,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,685,000 | 21,745,000 | 22,168,000 | 22,759,000 |
| Total capital | 23,615,000 | 23,616,000 | 24,190,000 | 24,928,000 |
| Risk-weighted assets | 154,041,000 | 149,451,000 | 161,428,000 | 173,052,000 |