Call reports 2013
COMMUNITY 1ST BANK — 2013
What COMMUNITY 1ST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,031,000 | 202,998,000 | 242,057,000 | 211,557,000 |
| Total loans | 91,711,000 | 97,167,000 | 105,307,000 | 116,389,000 |
| Allowance for loan losses | 2,127,000 | 2,225,000 | 2,276,000 | 2,710,000 |
| Securities available for sale | 91,133,000 | 92,475,000 | 119,560,000 | 80,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,090,000 | 176,288,000 | 209,408,000 | 186,302,000 |
| Interest-bearing deposits | 121,811,000 | 130,667,000 | 125,688,000 | 133,575,000 |
| Noninterest-bearing deposits | 42,279,000 | 45,621,000 | 83,720,000 | 52,727,000 |
| Equity capital | 21,790,000 | 21,082,000 | 20,587,000 | 21,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,407,000 | 5,244,000 | 7,058,000 |
| Interest expense | 244,000 | 438,000 | 628,000 | 828,000 |
| Net interest income | 1,474,000 | 2,969,000 | 4,616,000 | 6,230,000 |
| Noninterest income | 80,000 | 180,000 | 291,000 | 398,000 |
| Noninterest expense | 1,363,000 | 2,804,000 | 4,330,000 | 5,911,000 |
| Provision for loan losses | 110,000 | 210,000 | 310,000 | 355,000 |
| Pretax income | 414,000 | 588,000 | 841,000 | 966,000 |
| Income tax | 0 | 1,000 | 1,000 | -900,000 |
| Net income | 414,000 | 587,000 | 840,000 | 1,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,846,000 | 21,002,000 | 21,238,000 | 21,593,000 |
| Total capital | 22,438,000 | 22,693,000 | 23,071,000 | 23,532,000 |
| Risk-weighted assets | 129,887,000 | 134,811,000 | 146,171,000 | 154,354,000 |