Call reports 2012
COMMUNITY 1ST BANK — 2012
What COMMUNITY 1ST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,704,000 | 187,602,000 | 190,732,000 | 197,768,000 |
| Total loans | 76,040,000 | 80,279,000 | 83,866,000 | 87,106,000 |
| Allowance for loan losses | 2,088,000 | 1,771,000 | 1,914,000 | 2,064,000 |
| Securities available for sale | 93,874,000 | 99,925,000 | 97,477,000 | 98,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,860,000 | 153,617,000 | 166,168,000 | 169,353,000 |
| Interest-bearing deposits | 123,469,000 | 119,725,000 | 126,402,000 | 131,907,000 |
| Noninterest-bearing deposits | 31,392,000 | 33,892,000 | 39,766,000 | 37,446,000 |
| Equity capital | 20,301,000 | 20,387,000 | 20,676,000 | 21,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,275,000 | 4,939,000 | 6,701,000 |
| Interest expense | 252,000 | 492,000 | 736,000 | 979,000 |
| Net interest income | 1,380,000 | 2,783,000 | 4,203,000 | 5,722,000 |
| Noninterest income | 80,000 | 178,000 | 249,000 | 294,000 |
| Noninterest expense | 1,331,000 | 2,598,000 | 3,899,000 | 5,217,000 |
| Provision for loan losses | 240,000 | 460,000 | 630,000 | 780,000 |
| Pretax income | 109,000 | 284,000 | 464,000 | 585,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -244,000 |
| Net income | 108,000 | 283,000 | 463,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,689,000 | 19,871,000 | 20,033,000 | 20,448,000 |
| Total capital | 20,963,000 | 21,192,000 | 21,455,000 | 21,965,000 |
| Risk-weighted assets | 101,114,000 | 105,177,000 | 113,230,000 | 120,553,000 |