Call reports 2011
COMMUNITY 1ST BANK — 2011
What COMMUNITY 1ST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,252,000 | 156,584,000 | 167,566,000 | 182,553,000 |
| Total loans | 69,067,000 | 69,248,000 | 70,146,000 | 72,890,000 |
| Allowance for loan losses | 1,267,000 | 1,220,000 | 1,560,000 | 1,865,000 |
| Securities available for sale | 78,097,000 | 78,700,000 | 89,658,000 | 101,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,552,000 | 132,699,000 | 143,863,000 | 152,928,000 |
| Interest-bearing deposits | 113,213,000 | 103,955,000 | 112,865,000 | 118,873,000 |
| Noninterest-bearing deposits | 25,339,000 | 28,744,000 | 30,998,000 | 34,056,000 |
| Equity capital | 13,865,000 | 15,050,000 | 21,762,000 | 20,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,976,000 | 4,501,000 | 5,957,000 |
| Interest expense | 279,000 | 514,000 | 757,000 | 997,000 |
| Net interest income | 1,182,000 | 2,462,000 | 3,744,000 | 4,960,000 |
| Noninterest income | 64,000 | 219,000 | 181,000 | 201,000 |
| Noninterest expense | 1,291,000 | 2,605,000 | 3,888,000 | 5,237,000 |
| Provision for loan losses | 417,000 | 457,000 | 1,324,000 | 2,624,000 |
| Pretax income | -481,000 | -365,000 | -1,271,000 | -2,544,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -482,000 | -366,000 | -1,272,000 | -2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,893,000 | 15,019,000 | 20,836,000 | 19,573,000 |
| Total capital | 15,992,000 | 16,145,000 | 21,974,000 | 20,780,000 |
| Risk-weighted assets | 87,739,000 | 89,955,000 | 90,710,000 | 95,915,000 |