Call reports 2024
RIVERHILLS BANK — 2024
What RIVERHILLS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 341,130,000 | 315,627,000 | 318,170,000 | 314,207,000 |
| Total loans | 242,605,000 | 251,310,000 | 257,225,000 | 255,397,000 |
| Allowance for loan losses | 3,110,000 | 3,289,000 | 3,359,000 | 3,419,000 |
| Securities available for sale | 76,272,000 | 46,341,000 | 44,702,000 | 42,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,000,000 | 244,372,000 | 263,325,000 | 271,855,000 |
| Interest-bearing deposits | 191,812,000 | 194,235,000 | 210,696,000 | 213,691,000 |
| Noninterest-bearing deposits | 56,188,000 | 50,137,000 | 52,629,000 | 58,164,000 |
| Equity capital | 28,910,000 | 30,189,000 | 30,920,000 | 31,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,709,000 | 9,348,000 | 13,925,000 | 18,874,000 |
| Interest expense | 1,676,000 | 3,327,000 | 4,818,000 | 6,133,000 |
| Net interest income | 3,033,000 | 6,021,000 | 9,107,000 | 12,741,000 |
| Noninterest income | 541,000 | 1,159,000 | 1,632,000 | 2,269,000 |
| Noninterest expense | 2,665,000 | 5,265,000 | 7,872,000 | 10,498,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 939,000 | 2,050,000 | 3,002,000 | 4,614,000 |
| Income tax | 79,000 | 161,000 | 422,000 | 679,000 |
| Net income | 860,000 | 1,889,000 | 2,580,000 | 3,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,180,000 | 30,759,000 | 31,449,000 | 31,658,000 |
| Total capital | 33,290,000 | 34,048,000 | 34,787,000 | 34,932,000 |
| Risk-weighted assets | 275,791,000 | 269,584,000 | 267,078,000 | 261,810,000 |