Call reports 2022
RIVERHILLS BANK — 2022
What RIVERHILLS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 250,870,000 | 308,721,000 | 324,877,000 | 324,718,000 |
| Total loans | 149,577,000 | 165,099,000 | 182,412,000 | 193,518,000 |
| Allowance for loan losses | 2,606,000 | 2,666,000 | 2,730,000 | 2,804,000 |
| Securities available for sale | 77,995,000 | 127,817,000 | 126,584,000 | 113,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,171,000 | 227,926,000 | 246,829,000 | 249,591,000 |
| Interest-bearing deposits | 157,044,000 | 159,826,000 | 178,099,000 | 175,550,000 |
| Noninterest-bearing deposits | 67,127,000 | 68,100,000 | 68,730,000 | 74,041,000 |
| Equity capital | 23,603,000 | 22,231,000 | 24,675,000 | 22,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 5,435,000 | 9,766,000 | 14,279,000 |
| Interest expense | 184,000 | 452,000 | 1,051,000 | 1,980,000 |
| Net interest income | 2,080,000 | 4,983,000 | 8,715,000 | 12,299,000 |
| Noninterest income | 917,000 | 1,317,000 | 1,709,000 | 2,111,000 |
| Noninterest expense | 2,516,000 | 5,069,000 | 7,793,000 | 10,515,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 635,000 | 1,372,000 | 2,796,000 | 4,038,000 |
| Income tax | 61,000 | 143,000 | 376,000 | 568,000 |
| Net income | 574,000 | 1,229,000 | 2,420,000 | 3,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,920,000 | 24,575,000 | 25,765,000 | 26,008,000 |
| Total capital | 26,331,000 | 27,241,000 | 28,495,000 | 28,812,000 |
| Risk-weighted assets | 192,749,000 | 216,324,000 | 232,441,000 | 250,307,000 |