Call reports 2021
RIVERHILLS BANK — 2021
What RIVERHILLS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 235,197,000 | 238,849,000 | 252,324,000 | 262,366,000 |
| Total loans | 144,164,000 | 141,728,000 | 147,519,000 | 151,095,000 |
| Allowance for loan losses | 2,309,000 | 2,377,000 | 2,477,000 | 2,535,000 |
| Securities available for sale | 66,569,000 | 68,798,000 | 75,088,000 | 79,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,271,000 | 211,880,000 | 224,358,000 | 234,913,000 |
| Interest-bearing deposits | 145,979,000 | 153,921,000 | 159,913,000 | 165,493,000 |
| Noninterest-bearing deposits | 66,292,000 | 57,959,000 | 64,445,000 | 69,420,000 |
| Equity capital | 20,578,000 | 21,059,000 | 22,267,000 | 22,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 5,155,000 | 7,863,000 | 10,623,000 |
| Interest expense | 198,000 | 384,000 | 572,000 | 762,000 |
| Net interest income | 2,157,000 | 4,771,000 | 7,291,000 | 9,861,000 |
| Noninterest income | 1,464,000 | 2,272,000 | 3,037,000 | 3,710,000 |
| Noninterest expense | 2,255,000 | 4,643,000 | 7,121,000 | 9,569,000 |
| Provision for loan losses | 720,000 | 780,000 | 840,000 | 900,000 |
| Pretax income | 785,000 | 1,788,000 | 2,592,000 | 3,362,000 |
| Income tax | 98,000 | 242,000 | 346,000 | 442,000 |
| Net income | 687,000 | 1,546,000 | 2,246,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,613,000 | 22,471,000 | 23,171,000 | 23,346,000 |
| Total capital | 23,813,000 | 24,673,000 | 25,210,000 | 25,879,000 |
| Risk-weighted assets | 175,909,000 | 176,053,000 | 162,722,000 | 202,660,000 |
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