Call reports 2019
RIVERHILLS BANK — 2019
What RIVERHILLS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,701,000 | 163,828,000 | 175,041,000 | 182,584,000 |
| Total loans | 126,299,000 | 122,882,000 | 124,680,000 | 130,666,000 |
| Allowance for loan losses | 2,083,000 | 2,087,000 | 2,087,000 | 2,069,000 |
| Securities available for sale | 25,399,000 | 26,902,000 | 27,696,000 | 37,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,217,000 | 139,362,000 | 147,788,000 | 154,187,000 |
| Interest-bearing deposits | 98,744,000 | 94,837,000 | 107,684,000 | 108,575,000 |
| Noninterest-bearing deposits | 40,473,000 | 44,525,000 | 40,104,000 | 45,612,000 |
| Equity capital | 17,662,000 | 17,074,000 | 16,847,000 | 17,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,486,000 | 6,819,000 | 9,384,000 |
| Interest expense | 250,000 | 518,000 | 802,000 | 1,129,000 |
| Net interest income | 1,925,000 | 3,968,000 | 6,017,000 | 8,255,000 |
| Noninterest income | 330,000 | 878,000 | 1,332,000 | 1,773,000 |
| Noninterest expense | 1,639,000 | 3,324,000 | 5,083,000 | 6,987,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 618,000 | 1,525,000 | 2,275,000 | 3,056,000 |
| Income tax | 55,000 | 196,000 | 276,000 | 371,000 |
| Net income | 563,000 | 1,329,000 | 1,999,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,925,000 | 18,236,000 | 18,906,000 | 18,816,000 |
| Total capital | 19,868,000 | 20,168,000 | 20,894,000 | 20,885,000 |
| Risk-weighted assets | 155,317,000 | 154,423,000 | 158,991,000 | 166,100,000 |
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