Call reports 2018
RIVERHILLS BANK — 2018
What RIVERHILLS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,489,000 | 160,821,000 | 162,436,000 | 163,680,000 |
| Total loans | 109,776,000 | 111,540,000 | 116,547,000 | 122,978,000 |
| Allowance for loan losses | 2,112,000 | 2,088,000 | 2,082,000 | 2,085,000 |
| Securities available for sale | 29,016,000 | 24,442,000 | 23,788,000 | 20,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,353,000 | 139,187,000 | 139,216,000 | 141,600,000 |
| Interest-bearing deposits | 98,794,000 | 98,185,000 | 96,516,000 | 94,512,000 |
| Noninterest-bearing deposits | 45,559,000 | 41,002,000 | 42,700,000 | 47,088,000 |
| Equity capital | 16,979,000 | 17,407,000 | 18,510,000 | 17,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,512,000 | 5,803,000 | 7,890,000 |
| Interest expense | 200,000 | 417,000 | 647,000 | 872,000 |
| Net interest income | 1,505,000 | 3,095,000 | 5,156,000 | 7,018,000 |
| Noninterest income | 362,000 | 842,000 | 1,297,000 | 1,735,000 |
| Noninterest expense | 1,463,000 | 2,972,000 | 4,538,000 | 6,136,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 417,000 | 987,000 | 1,958,000 | 2,708,000 |
| Income tax | 31,000 | 103,000 | 261,000 | 366,000 |
| Net income | 386,000 | 884,000 | 1,697,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,123,000 | 16,587,000 | 17,400,000 | 17,362,000 |
| Total capital | 17,796,000 | 18,284,000 | 19,209,000 | 19,227,000 |
| Risk-weighted assets | 133,457,000 | 135,401,000 | 144,456,000 | 149,043,000 |