Call reports 2017
RIVERHILLS BANK — 2017
What RIVERHILLS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,391,000 | 148,242,000 | 154,646,000 | 155,852,000 |
| Total loans | 104,483,000 | 110,942,000 | 111,156,000 | 109,151,000 |
| Allowance for loan losses | 2,115,000 | 2,117,000 | 2,118,000 | 2,107,000 |
| Securities available for sale | 19,895,000 | 22,920,000 | 19,155,000 | 27,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,984,000 | 127,475,000 | 136,180,000 | 137,296,000 |
| Interest-bearing deposits | 88,697,000 | 85,378,000 | 91,636,000 | 92,013,000 |
| Noninterest-bearing deposits | 38,287,000 | 42,097,000 | 44,544,000 | 45,283,000 |
| Equity capital | 15,372,000 | 15,737,000 | 15,986,000 | 16,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 3,023,000 | 4,707,000 | 6,538,000 |
| Interest expense | 157,000 | 316,000 | 479,000 | 656,000 |
| Net interest income | 1,264,000 | 2,707,000 | 4,228,000 | 5,882,000 |
| Noninterest income | 394,000 | 869,000 | 1,337,000 | 1,800,000 |
| Noninterest expense | 1,297,000 | 2,674,000 | 4,013,000 | 5,593,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 488,000 | 1,054,000 | 1,808,000 | 2,351,000 |
| Income tax | 119,000 | 190,000 | 440,000 | 533,000 |
| Net income | 369,000 | 864,000 | 1,368,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,827,000 | 15,322,000 | 15,825,000 | 15,738,000 |
| Total capital | 16,467,000 | 17,040,000 | 17,514,000 | 17,423,000 |
| Risk-weighted assets | 130,729,000 | 137,087,000 | 134,694,000 | 134,398,000 |