Call reports 2006
RIVERHILLS BANK — 2006
What RIVERHILLS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,697,000 | 73,953,000 | 74,869,000 | 77,125,000 |
| Total loans | 58,689,000 | 62,154,000 | 63,209,000 | 64,469,000 |
| Allowance for loan losses | 720,000 | 733,000 | 772,000 | 718,000 |
| Securities available for sale | 4,684,000 | 5,011,000 | 5,461,000 | 5,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,719,000 | 64,099,000 | 65,918,000 | 67,128,000 |
| Interest-bearing deposits | 51,999,000 | 47,784,000 | 49,613,000 | 51,348,000 |
| Noninterest-bearing deposits | 13,720,000 | 16,315,000 | 16,305,000 | 15,780,000 |
| Equity capital | 7,534,000 | 7,550,000 | 7,554,000 | 7,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,528,000 | 3,852,000 | 5,235,000 |
| Interest expense | 280,000 | 600,000 | 956,000 | 1,347,000 |
| Net interest income | 964,000 | 1,928,000 | 2,896,000 | 3,888,000 |
| Noninterest income | 282,000 | 614,000 | 878,000 | 1,212,000 |
| Noninterest expense | 926,000 | 1,840,000 | 2,798,000 | 3,765,000 |
| Provision for loan losses | 30,000 | 50,000 | 90,000 | 130,000 |
| Pretax income | 290,000 | 652,000 | 886,000 | 1,205,000 |
| Income tax | 88,000 | 193,000 | 263,000 | 356,000 |
| Net income | 202,000 | 459,000 | 623,000 | 849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,534,000 | 7,562,000 | 7,553,000 | 7,601,000 |
| Total capital | 8,225,000 | 8,295,000 | 8,324,000 | 8,319,000 |
| Risk-weighted assets | 55,265,000 | 62,170,000 | 62,227,000 | 63,742,000 |
Machine access — free, no API key
Every figure shown here about RIVERHILLS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.