Call reports 2025
CITIZENS DEPOSIT BANK OF ARLINGTON, INC. — 2025
What CITIZENS DEPOSIT BANK OF ARLINGTON, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 317,884,000 | 320,229,000 | 332,556,000 | 347,895,000 |
| Total loans | 222,605,000 | 232,559,000 | 236,559,000 | 244,482,000 |
| Allowance for loan losses | 4,597,000 | 4,616,000 | 4,644,000 | 4,671,000 |
| Securities available for sale | 63,013,000 | 62,377,000 | 64,360,000 | 66,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,376,000 | 264,688,000 | 271,791,000 | 289,158,000 |
| Interest-bearing deposits | 224,905,000 | 225,289,000 | 228,858,000 | 236,099,000 |
| Noninterest-bearing deposits | 43,471,000 | 39,399,000 | 42,933,000 | 53,059,000 |
| Equity capital | 35,830,000 | 36,614,000 | 38,974,000 | 39,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,684,000 | 9,548,000 | 14,577,000 | 19,632,000 |
| Interest expense | 2,057,000 | 4,133,000 | 6,336,000 | 8,527,000 |
| Net interest income | 2,627,000 | 5,415,000 | 8,241,000 | 11,105,000 |
| Noninterest income | 207,000 | 431,000 | 659,000 | 892,000 |
| Noninterest expense | 1,771,000 | 3,511,000 | 5,256,000 | 7,066,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,033,000 | 2,275,000 | 3,502,000 | 4,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,033,000 | 2,275,000 | 3,502,000 | 4,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,696,000 | 45,233,000 | 46,060,000 | 46,177,000 |