Call reports 2016
CITIZENS DEPOSIT BANK OF ARLINGTON, INC. — 2016
What CITIZENS DEPOSIT BANK OF ARLINGTON, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,005,000 | 198,796,000 | 202,613,000 | 202,601,000 |
| Total loans | 113,115,000 | 115,852,000 | 123,328,000 | 127,821,000 |
| Allowance for loan losses | 2,718,000 | 2,706,000 | 2,715,000 | 2,705,000 |
| Securities available for sale | 66,972,000 | 69,245,000 | 69,152,000 | 63,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,968,000 | 148,140,000 | 150,480,000 | 155,851,000 |
| Interest-bearing deposits | 124,143,000 | 132,104,000 | 132,722,000 | 137,646,000 |
| Noninterest-bearing deposits | 14,825,000 | 16,036,000 | 17,758,000 | 18,205,000 |
| Equity capital | 29,062,000 | 29,868,000 | 30,125,000 | 28,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,344,000 | 6,616,000 | 8,933,000 |
| Interest expense | 460,000 | 918,000 | 1,390,000 | 1,865,000 |
| Net interest income | 1,730,000 | 3,426,000 | 5,226,000 | 7,068,000 |
| Noninterest income | 140,000 | 263,000 | 404,000 | 542,000 |
| Noninterest expense | 1,037,000 | 2,076,000 | 3,134,000 | 4,208,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 788,000 | 1,536,000 | 2,379,000 | 3,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,536,000 | 2,379,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,116,000 | 28,509,000 | 28,995,000 | 29,388,000 |
| Total capital | 29,700,000 | 30,155,000 | 30,723,000 | 31,158,000 |
| Risk-weighted assets | 125,579,000 | 130,588,000 | 137,262,000 | 140,644,000 |