Call reports 2015
CITIZENS DEPOSIT BANK OF ARLINGTON, INC. — 2015
What CITIZENS DEPOSIT BANK OF ARLINGTON, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,345,000 | 179,312,000 | 184,468,000 | 192,294,000 |
| Total loans | 104,339,000 | 111,038,000 | 112,206,000 | 114,539,000 |
| Allowance for loan losses | 2,645,000 | 2,609,000 | 2,683,000 | 2,683,000 |
| Securities available for sale | 61,800,000 | 58,819,000 | 58,591,000 | 62,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,874,000 | 127,399,000 | 134,552,000 | 142,434,000 |
| Interest-bearing deposits | 112,760,000 | 113,104,000 | 121,566,000 | 126,682,000 |
| Noninterest-bearing deposits | 14,114,000 | 14,295,000 | 12,986,000 | 15,752,000 |
| Equity capital | 26,533,000 | 26,895,000 | 27,763,000 | 28,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,125,000 | 6,259,000 | 8,423,000 |
| Interest expense | 477,000 | 938,000 | 1,408,000 | 1,886,000 |
| Net interest income | 1,543,000 | 3,187,000 | 4,851,000 | 6,537,000 |
| Noninterest income | 141,000 | 290,000 | 472,000 | 581,000 |
| Noninterest expense | 973,000 | 1,962,000 | 3,003,000 | 4,050,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 135,000 |
| Pretax income | 662,000 | 1,502,000 | 2,336,000 | 3,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,502,000 | 2,336,000 | 3,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,526,000 | 26,363,000 | 27,064,000 | 27,700,000 |
| Total capital | 26,954,000 | 27,872,000 | 28,602,000 | 29,284,000 |
| Risk-weighted assets | 113,054,000 | 119,592,000 | 121,904,000 | 125,613,000 |