Call reports 2013
CITIZENS DEPOSIT BANK OF ARLINGTON, INC. — 2013
What CITIZENS DEPOSIT BANK OF ARLINGTON, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 175,609,000 | 175,370,000 | 168,426,000 | 173,776,000 |
| Total loans | 105,382,000 | 109,394,000 | 106,110,000 | 107,728,000 |
| Allowance for loan losses | 2,467,000 | 2,557,000 | 2,578,000 | 2,618,000 |
| Securities available for sale | 56,606,000 | 56,615,000 | 56,325,000 | 58,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,218,000 | 123,376,000 | 120,038,000 | 125,766,000 |
| Interest-bearing deposits | 114,654,000 | 111,541,000 | 109,975,000 | 110,962,000 |
| Noninterest-bearing deposits | 11,564,000 | 11,835,000 | 10,064,000 | 14,804,000 |
| Equity capital | 23,372,000 | 23,014,000 | 22,975,000 | 23,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,379,000 | 6,536,000 | 8,738,000 |
| Interest expense | 576,000 | 1,136,000 | 1,699,000 | 2,244,000 |
| Net interest income | 1,605,000 | 3,243,000 | 4,837,000 | 6,494,000 |
| Noninterest income | 150,000 | 340,000 | 516,000 | 694,000 |
| Noninterest expense | 866,000 | 1,699,000 | 2,536,000 | 3,417,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 315,000 |
| Pretax income | 793,000 | 1,710,000 | 2,565,000 | 3,461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 793,000 | 1,710,000 | 2,565,000 | 3,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,175,000 | 22,293,000 | 22,748,000 | 22,962,000 |
| Total capital | 23,577,000 | 23,753,000 | 24,163,000 | 24,415,000 |
| Risk-weighted assets | 111,132,000 | 115,717,000 | 112,040,000 | 115,112,000 |