Call reports 2025
VICTORY BANK, THE — 2025
What VICTORY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 466,960,000 | 477,213,000 | 488,331,000 | 463,840,000 |
| Total loans | 385,412,000 | 395,583,000 | 395,676,000 | 399,841,000 |
| Allowance for loan losses | 3,565,000 | 3,493,000 | 3,473,000 | 3,450,000 |
| Securities available for sale | 32,752,000 | 31,810,000 | 30,584,000 | 29,185,000 |
| Securities held to maturity | 11,664,000 | 11,513,000 | 10,266,000 | 7,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,620,000 | 426,492,000 | 436,801,000 | 412,248,000 |
| Interest-bearing deposits | 354,987,000 | 361,343,000 | 373,914,000 | 352,314,000 |
| Noninterest-bearing deposits | 62,633,000 | 65,149,000 | 62,887,000 | 59,934,000 |
| Equity capital | 45,589,000 | 46,683,000 | 47,503,000 | 47,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,905,000 | 14,042,000 | 21,486,000 | 28,827,000 |
| Interest expense | 3,265,000 | 6,565,000 | 9,921,000 | 13,057,000 |
| Net interest income | 3,640,000 | 7,477,000 | 11,565,000 | 15,770,000 |
| Noninterest income | 188,000 | 438,000 | 653,000 | 892,000 |
| Noninterest expense | 2,831,000 | 5,755,000 | 8,776,000 | 11,683,000 |
| Provision for loan losses | -56,000 | -131,000 | -151,000 | -109,000 |
| Pretax income | 1,053,000 | 2,291,000 | 3,587,000 | 5,084,000 |
| Income tax | 222,000 | 482,000 | 752,000 | 1,065,000 |
| Net income | 831,000 | 1,809,000 | 2,835,000 | 4,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,017,000 | 47,995,000 | 48,460,000 | 48,493,000 |
| Total capital | 50,581,000 | 51,488,000 | 52,005,000 | 52,013,000 |
| Risk-weighted assets | 386,985,000 | 408,754,000 | 409,945,000 | 412,455,000 |
Machine access — free, no API key
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