Call reports 2017
VICTORY BANK, THE — 2017
What VICTORY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,660,000 | 219,256,000 | 221,302,000 | 220,711,000 |
| Total loans | 199,677,000 | 204,677,000 | 206,664,000 | 206,228,000 |
| Allowance for loan losses | 2,050,000 | 1,939,000 | 1,883,000 | 1,807,000 |
| Securities available for sale | 3,638,000 | 5,431,000 | 5,220,000 | 5,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,967,000 | 165,873,000 | 187,454,000 | 190,077,000 |
| Interest-bearing deposits | 139,542,000 | 141,985,000 | 159,219,000 | 160,003,000 |
| Noninterest-bearing deposits | 30,425,000 | 23,888,000 | 28,235,000 | 30,074,000 |
| Equity capital | 17,830,000 | 18,892,000 | 19,457,000 | 19,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,143,000 | 7,877,000 | 10,637,000 |
| Interest expense | 357,000 | 745,000 | 1,155,000 | 1,583,000 |
| Net interest income | 2,152,000 | 4,398,000 | 6,722,000 | 9,054,000 |
| Noninterest income | 124,000 | 305,000 | 470,000 | 656,000 |
| Noninterest expense | 1,582,000 | 3,203,000 | 4,863,000 | 6,578,000 |
| Provision for loan losses | 185,000 | 405,000 | 404,000 | 452,000 |
| Pretax income | 509,000 | 1,095,000 | 1,925,000 | 2,680,000 |
| Income tax | 178,000 | 378,000 | 658,000 | 1,039,000 |
| Net income | 331,000 | 717,000 | 1,267,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,830,000 | 18,900,000 | 19,449,000 | 19,823,000 |
| Total capital | 19,880,000 | 20,839,000 | 21,332,000 | 21,630,000 |
| Risk-weighted assets | 198,166,000 | 201,158,000 | 204,859,000 | 203,431,000 |