Call reports 2025
BANK OF TENNESSEE — 2025
What BANK OF TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,974,651,000 | 1,975,113,000 | 2,047,244,000 | 2,044,108,000 |
| Total loans | 1,566,364,000 | 1,566,066,000 | 1,583,500,000 | 1,635,962,000 |
| Allowance for loan losses | 15,231,000 | 15,403,000 | 15,060,000 | 15,526,000 |
| Securities available for sale | 201,452,000 | 209,604,000 | 232,203,000 | 244,229,000 |
| Securities held to maturity | 19,678,000 | 20,711,000 | 20,178,000 | 21,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,771,505,000 | 1,771,389,000 | 1,835,081,000 | 1,824,544,000 |
| Interest-bearing deposits | 1,274,915,000 | 1,260,189,000 | 1,297,702,000 | 1,310,730,000 |
| Noninterest-bearing deposits | 496,590,000 | 511,200,000 | 537,379,000 | 513,814,000 |
| Equity capital | 169,363,000 | 175,201,000 | 182,020,000 | 188,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,648,000 | 49,867,000 | 76,662,000 | 104,937,000 |
| Interest expense | 8,242,000 | 16,198,000 | 24,450,000 | 32,294,000 |
| Net interest income | 16,406,000 | 33,669,000 | 52,212,000 | 72,643,000 |
| Noninterest income | 2,823,000 | 5,564,000 | 8,256,000 | 11,074,000 |
| Noninterest expense | 12,359,000 | 24,482,000 | 37,270,000 | 50,402,000 |
| Provision for loan losses | -179,000 | 3,000 | 117,000 | 1,130,000 |
| Pretax income | 6,996,000 | 14,796,000 | 23,128,000 | 32,031,000 |
| Income tax | 0 | 150,000 | 300,000 | 450,000 |
| Net income | 6,996,000 | 14,646,000 | 22,828,000 | 31,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,342,000 | 189,193,000 | 193,574,000 | 198,328,000 |
| Total capital | 201,934,000 | 205,857,000 | 209,896,000 | 215,317,000 |
| Risk-weighted assets | 1,603,041,000 | 1,593,815,000 | 1,609,449,000 | 1,674,780,000 |