Call reports 2023
BANK OF TENNESSEE — 2023
What BANK OF TENNESSEE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,752,842,000 | 1,777,046,000 | 1,808,001,000 | 1,850,884,000 |
| Total loans | 1,413,833,000 | 1,443,611,000 | 1,481,367,000 | 1,511,356,000 |
| Allowance for loan losses | 14,754,000 | 15,239,000 | 15,809,000 | 15,964,000 |
| Securities available for sale | 209,629,000 | 199,957,000 | 192,194,000 | 204,747,000 |
| Securities held to maturity | 14,145,000 | 15,623,000 | 17,848,000 | 17,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,559,432,000 | 1,515,662,000 | 1,574,437,000 | 1,620,025,000 |
| Interest-bearing deposits | 1,031,217,000 | 1,002,671,000 | 1,073,849,000 | 1,133,855,000 |
| Noninterest-bearing deposits | 528,215,000 | 512,991,000 | 500,588,000 | 486,170,000 |
| Equity capital | 147,100,000 | 146,185,000 | 142,591,000 | 154,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,337,000 | 39,239,000 | 59,796,000 | 81,927,000 |
| Interest expense | 3,118,000 | 8,147,000 | 14,618,000 | 22,399,000 |
| Net interest income | 16,219,000 | 31,092,000 | 45,178,000 | 59,528,000 |
| Noninterest income | 2,299,000 | 4,852,000 | 7,477,000 | 10,248,000 |
| Noninterest expense | 10,491,000 | 21,294,000 | 32,970,000 | 43,738,000 |
| Provision for loan losses | 562,000 | 1,188,000 | 1,776,000 | 2,214,000 |
| Pretax income | 7,019,000 | 13,159,000 | 17,996,000 | 24,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,019,000 | 13,159,000 | 17,996,000 | 24,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,430,000 | 173,168,000 | 174,605,000 | 175,513,000 |
| Total capital | 184,987,000 | 188,068,000 | 189,876,000 | 190,613,000 |
| Risk-weighted assets | 1,465,058,000 | 1,478,025,000 | 1,508,040,000 | 1,531,155,000 |