Call reports 2020
BANK OF TENNESSEE — 2020
What BANK OF TENNESSEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,475,366,000 | 1,574,757,000 | 1,605,521,000 | 1,648,084,000 |
| Total loans | 1,157,313,000 | 1,279,416,000 | 1,307,990,000 | 1,269,698,000 |
| Allowance for loan losses | 8,045,000 | 9,176,000 | 10,099,000 | 11,151,000 |
| Securities available for sale | 176,511,000 | 168,923,000 | 160,212,000 | 160,099,000 |
| Securities held to maturity | 11,057,000 | 10,832,000 | 9,245,000 | 8,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,199,709,000 | 1,346,094,000 | 1,398,405,000 | 1,447,973,000 |
| Interest-bearing deposits | 869,547,000 | 907,612,000 | 952,105,000 | 1,004,079,000 |
| Noninterest-bearing deposits | 330,162,000 | 438,482,000 | 446,300,000 | 443,894,000 |
| Equity capital | 134,965,000 | 139,158,000 | 142,446,000 | 145,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,518,000 | 31,631,000 | 47,857,000 | 63,889,000 |
| Interest expense | 2,689,000 | 4,904,000 | 6,793,000 | 8,309,000 |
| Net interest income | 12,829,000 | 26,727,000 | 41,064,000 | 55,580,000 |
| Noninterest income | 2,431,000 | 5,261,000 | 8,736,000 | 12,483,000 |
| Noninterest expense | 9,817,000 | 19,653,000 | 30,427,000 | 41,565,000 |
| Provision for loan losses | 360,000 | 1,690,000 | 2,790,000 | 3,990,000 |
| Pretax income | 5,075,000 | 10,637,000 | 16,575,000 | 22,500,000 |
| Income tax | 0 | -200,000 | -200,000 | 0 |
| Net income | 5,075,000 | 10,837,000 | 16,775,000 | 22,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,002,000 | 133,913,000 | 137,202,000 | 140,167,000 |
| Total capital | 139,047,000 | 143,089,000 | 147,301,000 | 151,318,000 |
| Risk-weighted assets | 1,210,011,000 | 1,211,801,000 | 1,240,246,000 | 1,236,214,000 |