Call reports 2019
BANK OF TENNESSEE — 2019
What BANK OF TENNESSEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,410,529,000 | 1,422,403,000 | 1,436,790,000 | 1,414,865,000 |
| Total loans | 1,098,836,000 | 1,121,184,000 | 1,124,068,000 | 1,113,451,000 |
| Allowance for loan losses | 7,690,000 | 7,845,000 | 7,894,000 | 7,802,000 |
| Securities available for sale | 186,259,000 | 181,422,000 | 179,813,000 | 173,590,000 |
| Securities held to maturity | 6,520,000 | 6,188,000 | 11,300,000 | 11,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,137,569,000 | 1,095,067,000 | 1,132,723,000 | 1,152,873,000 |
| Interest-bearing deposits | 843,407,000 | 805,218,000 | 808,753,000 | 840,153,000 |
| Noninterest-bearing deposits | 294,162,000 | 289,849,000 | 323,970,000 | 312,720,000 |
| Equity capital | 121,063,000 | 125,930,000 | 128,896,000 | 131,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,952,000 | 31,219,000 | 46,767,000 | 62,480,000 |
| Interest expense | 3,007,000 | 6,307,000 | 9,658,000 | 12,648,000 |
| Net interest income | 11,945,000 | 24,912,000 | 37,109,000 | 49,832,000 |
| Noninterest income | 2,182,000 | 4,497,000 | 7,559,000 | 10,505,000 |
| Noninterest expense | 9,799,000 | 19,453,000 | 29,441,000 | 39,324,000 |
| Provision for loan losses | 238,000 | 407,000 | 507,000 | 507,000 |
| Pretax income | 4,090,000 | 9,549,000 | 14,720,000 | 20,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,090,000 | 9,549,000 | 14,720,000 | 20,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,210,000 | 123,869,000 | 126,440,000 | 129,227,000 |
| Total capital | 128,900,000 | 131,714,000 | 134,334,000 | 137,029,000 |
| Risk-weighted assets | 1,137,276,000 | 1,184,888,000 | 1,184,242,000 | 1,167,651,000 |