Call reports 2018
BANK OF TENNESSEE — 2018
What BANK OF TENNESSEE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,242,481,000 | 1,286,933,000 | 1,316,276,000 | 1,375,614,000 |
| Total loans | 967,534,000 | 1,004,533,000 | 1,026,013,000 | 1,073,492,000 |
| Allowance for loan losses | 8,201,000 | 7,402,000 | 7,507,000 | 7,477,000 |
| Securities available for sale | 165,383,000 | 169,193,000 | 171,276,000 | 179,336,000 |
| Securities held to maturity | 7,620,000 | 7,301,000 | 7,251,000 | 6,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,022,969,000 | 1,028,816,000 | 1,063,532,000 | 1,073,488,000 |
| Interest-bearing deposits | 745,487,000 | 747,509,000 | 768,366,000 | 770,498,000 |
| Noninterest-bearing deposits | 277,482,000 | 281,307,000 | 295,166,000 | 302,990,000 |
| Equity capital | 102,587,000 | 108,632,000 | 111,440,000 | 117,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,644,000 | 25,988,000 | 39,914,000 | 54,754,000 |
| Interest expense | 1,337,000 | 3,010,000 | 5,151,000 | 7,517,000 |
| Net interest income | 11,307,000 | 22,978,000 | 34,763,000 | 47,237,000 |
| Noninterest income | 2,446,000 | 4,878,000 | 7,304,000 | 9,633,000 |
| Noninterest expense | 9,438,000 | 19,287,000 | 28,951,000 | 39,178,000 |
| Provision for loan losses | 150,000 | 75,000 | 235,000 | 395,000 |
| Pretax income | 4,165,000 | 8,494,000 | 12,881,000 | 17,297,000 |
| Income tax | 110,000 | 235,000 | 362,000 | 422,000 |
| Net income | 4,055,000 | 8,259,000 | 12,519,000 | 16,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,499,000 | 111,103,000 | 115,364,000 | 119,720,000 |
| Total capital | 112,700,000 | 118,505,000 | 122,871,000 | 127,197,000 |
| Risk-weighted assets | 985,721,000 | 1,027,610,000 | 1,055,878,000 | 1,100,707,000 |