Call reports 2016
BANK OF TENNESSEE — 2016
What BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 984,101,000 | 1,011,490,000 | 1,027,237,000 | 1,047,644,000 |
| Total loans | 699,833,000 | 739,755,000 | 761,760,000 | 785,187,000 |
| Allowance for loan losses | 8,041,000 | 7,753,000 | 7,235,000 | 7,401,000 |
| Securities available for sale | 189,267,000 | 182,945,000 | 175,010,000 | 170,626,000 |
| Securities held to maturity | 3,286,000 | 2,907,000 | 2,773,000 | 3,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,023,000 | 802,931,000 | 833,471,000 | 887,807,000 |
| Interest-bearing deposits | 574,572,000 | 559,975,000 | 591,711,000 | 641,575,000 |
| Noninterest-bearing deposits | 228,451,000 | 242,956,000 | 241,760,000 | 246,233,000 |
| Equity capital | 91,623,000 | 95,111,000 | 95,006,000 | 91,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,227,000 | 18,847,000 | 28,677,000 | 38,609,000 |
| Interest expense | 558,000 | 1,126,000 | 1,776,000 | 2,464,000 |
| Net interest income | 8,669,000 | 17,721,000 | 26,901,000 | 36,145,000 |
| Noninterest income | 3,080,000 | 5,188,000 | 7,578,000 | 10,387,000 |
| Noninterest expense | 8,462,000 | 16,502,000 | 24,714,000 | 33,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 3,309,000 | 6,437,000 | 9,771,000 | 13,158,000 |
| Income tax | 0 | 0 | 50,000 | 125,000 |
| Net income | 3,309,000 | 6,437,000 | 9,721,000 | 13,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,035,000 | 89,663,000 | 90,862,000 | 91,827,000 |
| Total capital | 95,076,000 | 97,416,000 | 98,097,000 | 99,228,000 |
| Risk-weighted assets | 732,198,000 | 784,491,000 | 804,654,000 | 828,918,000 |