Call reports 2015
BANK OF TENNESSEE — 2015
What BANK OF TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 925,017,000 | 932,752,000 | 932,764,000 | 958,887,000 |
| Total loans | 627,818,000 | 645,873,000 | 659,806,000 | 685,702,000 |
| Allowance for loan losses | 7,602,000 | 7,359,000 | 7,577,000 | 7,603,000 |
| Securities available for sale | 212,831,000 | 211,272,000 | 201,590,000 | 196,071,000 |
| Securities held to maturity | 1,624,000 | 1,615,000 | 1,603,000 | 1,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,925,000 | 781,229,000 | 765,462,000 | 780,144,000 |
| Interest-bearing deposits | 573,834,000 | 566,604,000 | 550,834,000 | 561,457,000 |
| Noninterest-bearing deposits | 212,091,000 | 214,625,000 | 214,628,000 | 218,687,000 |
| Equity capital | 86,830,000 | 85,746,000 | 88,163,000 | 88,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,594,000 | 17,251,000 | 26,298,000 | 35,441,000 |
| Interest expense | 725,000 | 1,434,000 | 2,146,000 | 2,812,000 |
| Net interest income | 7,869,000 | 15,817,000 | 24,152,000 | 32,629,000 |
| Noninterest income | 2,477,000 | 5,198,000 | 7,998,000 | 11,589,000 |
| Noninterest expense | 7,467,000 | 15,281,000 | 23,110,000 | 32,205,000 |
| Provision for loan losses | 304,000 | 354,000 | 569,000 | 569,000 |
| Pretax income | 2,652,000 | 5,457,000 | 8,529,000 | 11,502,000 |
| Income tax | 59,000 | 195,000 | 343,000 | 0 |
| Net income | 2,593,000 | 5,262,000 | 8,186,000 | 11,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,811,000 | 84,681,000 | 85,455,000 | 86,271,000 |
| Total capital | 91,413,000 | 92,040,000 | 93,032,000 | 93,874,000 |
| Risk-weighted assets | 656,873,000 | 675,698,000 | 696,740,000 | 703,843,000 |