Call reports 2013
BANK OF TENNESSEE — 2013
What BANK OF TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 928,518,000 | 902,939,000 | 906,063,000 | 908,779,000 |
| Total loans | 620,629,000 | 618,559,000 | 626,708,000 | 620,247,000 |
| Allowance for loan losses | 10,403,000 | 9,703,000 | 7,831,000 | 7,816,000 |
| Securities available for sale | 201,881,000 | 203,177,000 | 201,723,000 | 203,879,000 |
| Securities held to maturity | 218,000 | 218,000 | 218,000 | 218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,781,000 | 753,218,000 | 754,352,000 | 764,441,000 |
| Interest-bearing deposits | 587,439,000 | 574,729,000 | 576,666,000 | 574,999,000 |
| Noninterest-bearing deposits | 180,342,000 | 178,489,000 | 177,686,000 | 189,442,000 |
| Equity capital | 83,571,000 | 78,732,000 | 78,250,000 | 78,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,494,000 | 16,946,000 | 25,441,000 | 33,884,000 |
| Interest expense | 1,081,000 | 2,122,000 | 3,042,000 | 3,900,000 |
| Net interest income | 7,413,000 | 14,824,000 | 22,399,000 | 29,984,000 |
| Noninterest income | 1,462,000 | 3,228,000 | 5,224,000 | 7,711,000 |
| Noninterest expense | 6,559,000 | 13,432,000 | 20,298,000 | 27,775,000 |
| Provision for loan losses | 655,000 | 1,305,000 | 2,255,000 | 2,480,000 |
| Pretax income | 1,661,000 | 3,298,000 | 5,053,000 | 7,462,000 |
| Income tax | 47,000 | 0 | 0 | -140,000 |
| Net income | 1,614,000 | 3,298,000 | 5,053,000 | 7,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,330,000 | 79,364,000 | 79,619,000 | 80,719,000 |
| Total capital | 87,319,000 | 87,279,000 | 87,450,000 | 88,535,000 |
| Risk-weighted assets | 637,591,000 | 632,065,000 | 643,969,000 | 641,281,000 |