Call reports 2012
BANK OF TENNESSEE — 2012
What BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 647,346,000 | 640,080,000 | 648,000,000 | 656,257,000 |
| Total loans | 444,134,000 | 437,506,000 | 440,678,000 | 463,100,000 |
| Allowance for loan losses | 7,701,000 | 7,505,000 | 7,995,000 | 7,767,000 |
| Securities available for sale | 111,441,000 | 118,275,000 | 124,271,000 | 133,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,607,000 | 525,352,000 | 533,482,000 | 543,774,000 |
| Interest-bearing deposits | 405,290,000 | 401,084,000 | 396,178,000 | 400,724,000 |
| Noninterest-bearing deposits | 129,317,000 | 124,268,000 | 137,304,000 | 143,050,000 |
| Equity capital | 56,801,000 | 58,029,000 | 58,956,000 | 58,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,278,000 | 12,555,000 | 18,643,000 | 24,808,000 |
| Interest expense | 832,000 | 1,644,000 | 2,442,000 | 3,179,000 |
| Net interest income | 5,446,000 | 10,911,000 | 16,201,000 | 21,629,000 |
| Noninterest income | 1,572,000 | 3,165,000 | 4,953,000 | 6,627,000 |
| Noninterest expense | 4,971,000 | 9,796,000 | 14,773,000 | 20,152,000 |
| Provision for loan losses | 470,000 | 1,098,000 | 1,635,000 | 2,029,000 |
| Pretax income | 1,577,000 | 3,182,000 | 4,741,000 | 6,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,577,000 | 3,182,000 | 4,741,000 | 6,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,223,000 | 54,702,000 | 55,136,000 | 54,726,000 |
| Total capital | 59,942,000 | 60,333,000 | 60,801,000 | 60,717,000 |
| Risk-weighted assets | 454,753,000 | 447,875,000 | 452,632,000 | 478,518,000 |