Call reports 2011
BANK OF TENNESSEE — 2011
What BANK OF TENNESSEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 647,619,000 | 645,550,000 | 656,433,000 | 640,031,000 |
| Total loans | 466,067,000 | 457,475,000 | 457,816,000 | 447,446,000 |
| Allowance for loan losses | 7,427,000 | 6,898,000 | 7,326,000 | 7,505,000 |
| Securities available for sale | 83,880,000 | 93,614,000 | 99,728,000 | 105,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,661,000 | 533,832,000 | 540,841,000 | 524,335,000 |
| Interest-bearing deposits | 415,323,000 | 411,098,000 | 413,733,000 | 404,084,000 |
| Noninterest-bearing deposits | 123,338,000 | 122,734,000 | 127,108,000 | 120,251,000 |
| Equity capital | 54,155,000 | 55,210,000 | 56,730,000 | 56,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,618,000 | 13,305,000 | 19,845,000 | 26,241,000 |
| Interest expense | 1,315,000 | 2,566,000 | 3,706,000 | 4,623,000 |
| Net interest income | 5,303,000 | 10,739,000 | 16,139,000 | 21,618,000 |
| Noninterest income | 1,755,000 | 2,533,000 | 4,026,000 | 5,072,000 |
| Noninterest expense | 4,685,000 | 9,524,000 | 14,310,000 | 19,095,000 |
| Provision for loan losses | 869,000 | 1,397,000 | 2,163,000 | 3,200,000 |
| Pretax income | 1,504,000 | 2,336,000 | 3,687,000 | 4,390,000 |
| Income tax | 0 | -270,000 | -270,000 | -385,000 |
| Net income | 1,504,000 | 2,606,000 | 3,957,000 | 4,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,074,000 | 53,901,000 | 54,102,000 | 53,770,000 |
| Total capital | 60,117,000 | 59,833,000 | 60,022,000 | 59,552,000 |
| Risk-weighted assets | 481,810,000 | 473,131,000 | 471,421,000 | 461,002,000 |