Call reports 2010
BANK OF TENNESSEE — 2010
What BANK OF TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 633,575,000 | 648,149,000 | 670,606,000 | 633,028,000 |
| Total loans | 473,979,000 | 471,381,000 | 469,431,000 | 471,820,000 |
| Allowance for loan losses | 7,201,000 | 6,557,000 | 7,811,000 | 7,670,000 |
| Securities available for sale | 92,081,000 | 70,926,000 | 77,474,000 | 76,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,124,000 | 505,482,000 | 529,923,000 | 521,505,000 |
| Interest-bearing deposits | 387,385,000 | 381,764,000 | 408,008,000 | 397,055,000 |
| Noninterest-bearing deposits | 95,739,000 | 123,718,000 | 121,916,000 | 124,450,000 |
| Equity capital | 55,197,000 | 55,995,000 | 56,453,000 | 53,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,479,000 | 14,823,000 | 22,060,000 | 29,197,000 |
| Interest expense | 1,684,000 | 3,336,000 | 5,022,000 | 6,607,000 |
| Net interest income | 5,795,000 | 11,487,000 | 17,038,000 | 22,590,000 |
| Noninterest income | 1,789,000 | 3,721,000 | 5,640,000 | 7,261,000 |
| Noninterest expense | 4,865,000 | 9,735,000 | 14,549,000 | 21,235,000 |
| Provision for loan losses | 1,634,000 | 3,066,000 | 4,371,000 | 5,136,000 |
| Pretax income | 1,095,000 | 3,200,000 | 4,812,000 | 6,144,000 |
| Income tax | 59,000 | 164,000 | 255,000 | 344,000 |
| Net income | 1,036,000 | 3,036,000 | 4,557,000 | 5,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,685,000 | 53,011,000 | 53,507,000 | 53,770,000 |
| Total capital | 58,042,000 | 59,241,000 | 59,692,000 | 59,887,000 |
| Risk-weighted assets | 508,012,000 | 498,093,000 | 493,628,000 | 487,763,000 |