Call reports 2009
BANK OF TENNESSEE — 2009
What BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 688,779,000 | 664,035,000 | 664,753,000 | 636,359,000 |
| Total loans | 500,123,000 | 490,077,000 | 496,869,000 | 479,663,000 |
| Allowance for loan losses | 5,618,000 | 5,961,000 | 6,727,000 | 7,201,000 |
| Securities available for sale | 117,633,000 | 101,117,000 | 94,522,000 | 93,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,273,000 | 481,626,000 | 487,129,000 | 470,112,000 |
| Interest-bearing deposits | 416,987,000 | 391,282,000 | 392,233,000 | 376,384,000 |
| Noninterest-bearing deposits | 88,286,000 | 90,344,000 | 94,895,000 | 93,728,000 |
| Equity capital | 53,021,000 | 53,196,000 | 55,275,000 | 55,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,232,000 | 16,383,000 | 24,422,000 | 32,440,000 |
| Interest expense | 2,556,000 | 4,803,000 | 6,847,000 | 8,630,000 |
| Net interest income | 5,676,000 | 11,580,000 | 17,575,000 | 23,810,000 |
| Noninterest income | 2,218,000 | 3,716,000 | 6,048,000 | 8,513,000 |
| Noninterest expense | 4,993,000 | 10,124,000 | 15,241,000 | 20,351,000 |
| Provision for loan losses | 750,000 | 1,250,000 | 2,545,000 | 4,668,000 |
| Pretax income | 2,152,000 | 4,266,000 | 6,286,000 | 7,792,000 |
| Income tax | 103,000 | 211,000 | 286,000 | 392,000 |
| Net income | 2,049,000 | 4,055,000 | 6,000,000 | 7,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,133,000 | 50,849,000 | 51,950,000 | 52,150,000 |
| Total capital | 55,751,000 | 56,810,000 | 58,386,000 | 58,507,000 |
| Risk-weighted assets | 520,973,000 | 506,898,000 | 514,792,000 | 507,687,000 |