Call reports 2025
CITIZENS STATE BANK — 2025
What CITIZENS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 1,027,134,000 | 950,336,000 |
| Total loans | 244,415,000 | 242,875,000 |
| Allowance for loan losses | 3,811,000 | 3,811,000 |
| Securities available for sale | 628,544,000 | 609,145,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,068,374,000 | 1,002,560,000 |
| Interest-bearing deposits | 866,797,000 | 792,210,000 |
| Noninterest-bearing deposits | 201,577,000 | 210,350,000 |
| Equity capital | -49,986,000 | -60,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 10,517,000 | 20,390,000 |
| Interest expense | 6,270,000 | 11,714,000 |
| Net interest income | 4,247,000 | 8,676,000 |
| Noninterest income | 834,000 | 1,790,000 |
| Noninterest expense | 4,993,000 | 9,667,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -416,000 | 101,000 |
| Income tax | 0 | 0 |
| Net income | -416,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 161,445,000 | 162,037,000 |