Call reports 2021
CITIZENS STATE BANK — 2021
What CITIZENS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,267,561,000 | 1,330,530,000 | 1,335,516,000 | 1,365,388,000 |
| Total loans | 203,091,000 | 201,930,000 | 205,080,000 | 255,737,000 |
| Allowance for loan losses | 3,832,000 | 3,855,000 | 3,891,000 | 4,371,000 |
| Securities available for sale | 988,219,000 | 1,047,322,000 | 1,060,252,000 | 1,020,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,119,630,000 | 1,158,011,000 | 1,156,932,000 | 1,193,052,000 |
| Interest-bearing deposits | 934,286,000 | 954,272,000 | 955,882,000 | 972,658,000 |
| Noninterest-bearing deposits | 185,344,000 | 203,739,000 | 201,050,000 | 220,394,000 |
| Equity capital | 141,964,000 | 162,416,000 | 168,248,000 | 164,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,853,000 | 18,314,000 | 27,412,000 | 36,835,000 |
| Interest expense | 2,138,000 | 4,319,000 | 6,351,000 | 8,171,000 |
| Net interest income | 6,715,000 | 13,995,000 | 21,061,000 | 28,664,000 |
| Noninterest income | 648,000 | 1,278,000 | 2,035,000 | 2,803,000 |
| Noninterest expense | 4,008,000 | 8,173,000 | 12,399,000 | 16,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 4,059,000 | 8,211,000 | 12,944,000 | 17,185,000 |
| Income tax | 0 | -466,000 | -623,000 | -793,000 |
| Net income | 4,059,000 | 8,677,000 | 13,567,000 | 17,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,829,000 | 132,523,000 | 137,489,000 | 141,975,000 |
| Total capital | — | 136,378,000 | 141,380,000 | 146,346,000 |
| Risk-weighted assets | — | 518,650,000 | 538,317,000 | 574,385,000 |
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