Call reports 2014
CITIZENS STATE BANK — 2014
What CITIZENS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 695,335,000 | 704,152,000 | 711,980,000 | 742,687,000 |
| Total loans | 104,124,000 | 109,748,000 | 116,118,000 | 113,031,000 |
| Allowance for loan losses | 1,299,000 | 1,444,000 | 1,728,000 | 1,770,000 |
| Securities available for sale | 550,314,000 | 561,724,000 | 554,374,000 | 587,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,541,000 | 625,154,000 | 640,775,000 | 662,990,000 |
| Interest-bearing deposits | 568,397,000 | 558,891,000 | 571,079,000 | 582,090,000 |
| Noninterest-bearing deposits | 69,144,000 | 66,263,000 | 69,696,000 | 80,900,000 |
| Equity capital | 53,042,000 | 65,609,000 | 69,213,000 | 77,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,416,000 | 12,953,000 | 19,393,000 | 25,753,000 |
| Interest expense | 1,635,000 | 3,244,000 | 4,831,000 | 6,426,000 |
| Net interest income | 4,781,000 | 9,709,000 | 14,562,000 | 19,327,000 |
| Noninterest income | 500,000 | 1,027,000 | 1,600,000 | 2,116,000 |
| Noninterest expense | 2,367,000 | 4,744,000 | 7,205,000 | 9,702,000 |
| Provision for loan losses | 150,000 | 375,000 | 450,000 | 525,000 |
| Pretax income | 2,792,000 | 5,701,000 | 8,739,000 | 11,672,000 |
| Income tax | 556,000 | 987,000 | 1,427,000 | 2,302,000 |
| Net income | 2,236,000 | 4,714,000 | 7,312,000 | 9,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,181,000 | 62,381,000 | 65,005,000 | 66,632,000 |
| Total capital | 61,480,000 | 63,825,000 | 66,733,000 | 68,402,000 |
| Risk-weighted assets | 261,354,000 | 264,506,000 | 264,450,000 | 264,069,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.