Call reports 2006
CITIZENS STATE BANK — 2006
What CITIZENS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 185,147,000 | 190,817,000 | 200,888,000 | 205,261,000 |
| Total loans | 77,126,000 | 78,238,000 | 82,613,000 | 83,609,000 |
| Allowance for loan losses | 631,000 | 675,000 | 691,000 | 724,000 |
| Securities available for sale | 93,858,000 | 93,389,000 | 102,775,000 | 108,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,129,000 | 172,562,000 | 178,158,000 | 183,419,000 |
| Interest-bearing deposits | 134,878,000 | 141,484,000 | 146,950,000 | 152,744,000 |
| Noninterest-bearing deposits | 30,251,000 | 31,078,000 | 31,208,000 | 30,675,000 |
| Equity capital | 17,063,000 | 16,455,000 | 17,776,000 | 18,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 4,978,000 | 7,735,000 | 10,649,000 |
| Interest expense | 1,000,000 | 2,137,000 | 3,452,000 | 4,902,000 |
| Net interest income | 1,410,000 | 2,841,000 | 4,283,000 | 5,747,000 |
| Noninterest income | 271,000 | 569,000 | 886,000 | 1,242,000 |
| Noninterest expense | 1,034,000 | 2,088,000 | 3,150,000 | 4,236,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 652,000 | 1,310,000 | 1,995,000 | 2,733,000 |
| Income tax | 100,000 | 204,000 | 315,000 | 447,000 |
| Net income | 552,000 | 1,106,000 | 1,680,000 | 2,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,676,000 | 15,252,000 | 15,374,000 | 15,754,000 |
| Total capital | 15,307,000 | 15,927,000 | 16,065,000 | 16,478,000 |
| Risk-weighted assets | 125,161,000 | 99,465,000 | 103,401,000 | 104,632,000 |
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Every figure shown here about CITIZENS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.