Call reports 2023
BANKCHEROKEE — 2023
What BANKCHEROKEE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 386,773,000 | 379,475,000 | 371,405,000 | 375,627,000 |
| Total loans | 225,404,000 | 229,700,000 | 226,449,000 | 233,428,000 |
| Allowance for loan losses | 3,160,000 | 3,248,000 | 3,251,000 | 3,306,000 |
| Securities available for sale | 121,357,000 | 112,078,000 | 108,539,000 | 111,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,445,000 | 340,674,000 | 347,598,000 | 347,875,000 |
| Interest-bearing deposits | 236,713,000 | 228,240,000 | 223,748,000 | 235,454,000 |
| Noninterest-bearing deposits | 115,732,000 | 112,434,000 | 123,850,000 | 112,421,000 |
| Equity capital | 22,929,000 | 22,932,000 | 22,130,000 | 25,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,823,000 | 10,534,000 | 14,383,000 |
| Interest expense | 286,000 | 755,000 | 1,305,000 | 1,963,000 |
| Net interest income | 3,024,000 | 6,068,000 | 9,229,000 | 12,420,000 |
| Noninterest income | 462,000 | 975,000 | 1,438,000 | 1,851,000 |
| Noninterest expense | 3,030,000 | 5,870,000 | 8,725,000 | 11,593,000 |
| Provision for loan losses | 114,000 | 228,000 | 266,000 | 304,000 |
| Pretax income | 342,000 | 807,000 | 1,538,000 | 2,236,000 |
| Income tax | 94,000 | 222,000 | 423,000 | 615,000 |
| Net income | 248,000 | 585,000 | 1,115,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,326,000 | 33,664,000 | 34,193,000 | 34,700,000 |
| Total capital | 36,276,000 | 36,631,000 | 37,179,000 | 37,782,000 |
| Risk-weighted assets | 235,763,000 | 237,061,000 | 238,615,000 | 246,357,000 |
Machine access — free, no API key
Every figure shown here about BANKCHEROKEE — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.