Call reports 2022
BANKCHEROKEE — 2022
What BANKCHEROKEE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 379,973,000 | 365,535,000 | 370,024,000 | 374,064,000 |
| Total loans | 197,825,000 | 194,331,000 | 207,391,000 | 220,659,000 |
| Allowance for loan losses | 2,785,000 | 2,821,000 | 2,931,000 | 3,036,000 |
| Securities available for sale | 138,463,000 | 129,368,000 | 121,368,000 | 121,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,764,000 | 341,732,000 | 349,107,000 | 350,943,000 |
| Interest-bearing deposits | 235,133,000 | 227,401,000 | 226,399,000 | 228,128,000 |
| Noninterest-bearing deposits | 118,631,000 | 114,331,000 | 122,708,000 | 122,815,000 |
| Equity capital | 24,698,000 | 22,508,000 | 19,364,000 | 21,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,551,000 | 8,527,000 | 11,759,000 |
| Interest expense | 35,000 | 71,000 | 105,000 | 233,000 |
| Net interest income | 2,678,000 | 5,480,000 | 8,422,000 | 11,526,000 |
| Noninterest income | 461,000 | 902,000 | 1,372,000 | 1,835,000 |
| Noninterest expense | 2,354,000 | 4,766,000 | 7,351,000 | 10,249,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 208,000 |
| Pretax income | 785,000 | 1,616,000 | 2,343,000 | 2,904,000 |
| Income tax | 216,000 | 447,000 | 647,000 | 801,000 |
| Net income | 569,000 | 1,169,000 | 1,696,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,544,000 | 32,143,000 | 32,671,000 | 33,078,000 |
| Total capital | 33,935,000 | 34,687,000 | 35,349,000 | 35,900,000 |
| Risk-weighted assets | 190,862,000 | 203,249,000 | 213,970,000 | 225,538,000 |