Call reports 2021
BANKCHEROKEE — 2021
What BANKCHEROKEE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 373,564,000 | 371,391,000 | 388,652,000 | 395,207,000 |
| Total loans | 215,833,000 | 210,672,000 | 207,856,000 | 203,827,000 |
| Allowance for loan losses | 3,189,000 | 3,220,000 | 3,258,000 | 2,776,000 |
| Securities available for sale | 106,010,000 | 127,765,000 | 131,195,000 | 145,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,105,000 | 341,204,000 | 357,399,000 | 363,457,000 |
| Interest-bearing deposits | 217,745,000 | 213,747,000 | 226,218,000 | 236,402,000 |
| Noninterest-bearing deposits | 126,360,000 | 127,457,000 | 131,181,000 | 127,055,000 |
| Equity capital | 27,980,000 | 28,992,000 | 29,808,000 | 30,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,140,000 | 6,105,000 | 9,127,000 | 12,036,000 |
| Interest expense | 53,000 | 107,000 | 149,000 | 187,000 |
| Net interest income | 3,087,000 | 5,998,000 | 8,978,000 | 11,849,000 |
| Noninterest income | 391,000 | 832,000 | 1,324,000 | 1,762,000 |
| Noninterest expense | 2,263,000 | 4,523,000 | 6,763,000 | 9,102,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 1,215,000 | 2,307,000 | 3,539,000 | 5,009,000 |
| Income tax | 335,000 | 633,000 | 975,000 | 1,382,000 |
| Net income | 880,000 | 1,674,000 | 2,564,000 | 3,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,229,000 | 29,023,000 | 29,913,000 | 30,975,000 |
| Total capital | 30,493,000 | 31,407,000 | 32,412,000 | 33,488,000 |
| Risk-weighted assets | 180,225,000 | 189,904,000 | 199,200,000 | 200,792,000 |