Call reports 2019
BANKCHEROKEE — 2019
What BANKCHEROKEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 271,437,000 | 267,062,000 | 275,108,000 | 281,446,000 |
| Total loans | 171,327,000 | 180,139,000 | 181,173,000 | 186,228,000 |
| Allowance for loan losses | 2,003,000 | 2,158,000 | 2,270,000 | 2,325,000 |
| Securities available for sale | 67,599,000 | 56,749,000 | 48,513,000 | 48,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,900,000 | 241,205,000 | 248,885,000 | 254,704,000 |
| Interest-bearing deposits | 171,627,000 | 166,618,000 | 170,181,000 | 172,922,000 |
| Noninterest-bearing deposits | 75,273,000 | 74,587,000 | 78,704,000 | 81,782,000 |
| Equity capital | 22,612,000 | 23,754,000 | 24,227,000 | 23,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 5,461,000 | 8,147,000 | 10,915,000 |
| Interest expense | 65,000 | 230,000 | 411,000 | 552,000 |
| Net interest income | 2,430,000 | 5,231,000 | 7,736,000 | 10,363,000 |
| Noninterest income | 391,000 | 786,000 | 1,209,000 | 1,687,000 |
| Noninterest expense | 2,214,000 | 4,405,000 | 6,619,000 | 8,798,000 |
| Provision for loan losses | 16,000 | 16,000 | 49,000 | 49,000 |
| Pretax income | 591,000 | 1,550,000 | 2,231,000 | 3,157,000 |
| Income tax | 162,000 | 426,000 | 609,000 | 806,000 |
| Net income | 429,000 | 1,124,000 | 1,622,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,887,000 | 23,582,000 | 24,080,000 | 23,809,000 |
| Total capital | 24,890,000 | 25,740,000 | 26,350,000 | 26,134,000 |
| Risk-weighted assets | 182,699,000 | 191,060,000 | 190,322,000 | 193,389,000 |