Call reports 2018
BANKCHEROKEE — 2018
What BANKCHEROKEE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,936,000 | 270,750,000 | 270,680,000 | 266,964,000 |
| Total loans | 159,232,000 | 161,710,000 | 157,377,000 | 165,505,000 |
| Allowance for loan losses | 2,076,000 | 1,865,000 | 2,002,000 | 2,054,000 |
| Securities available for sale | 74,019,000 | 72,638,000 | 69,069,000 | 68,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,984,000 | 248,355,000 | 247,536,000 | 243,532,000 |
| Interest-bearing deposits | 181,366,000 | 177,267,000 | 171,943,000 | 168,195,000 |
| Noninterest-bearing deposits | 68,618,000 | 71,088,000 | 75,593,000 | 75,337,000 |
| Equity capital | 20,331,000 | 20,926,000 | 21,393,000 | 21,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,766,000 | 7,335,000 | 9,832,000 |
| Interest expense | 65,000 | 133,000 | 195,000 | 260,000 |
| Net interest income | 2,273,000 | 4,633,000 | 7,140,000 | 9,572,000 |
| Noninterest income | 421,000 | 859,000 | 1,274,000 | 1,673,000 |
| Noninterest expense | 2,001,000 | 4,088,000 | 6,108,000 | 8,218,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 693,000 | 1,654,000 | 2,556,000 | 3,277,000 |
| Income tax | 193,000 | 457,000 | 705,000 | 903,000 |
| Net income | 500,000 | 1,197,000 | 1,851,000 | 2,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,584,000 | 22,281,000 | 22,935,000 | 22,458,000 |
| Total capital | 23,660,000 | 24,146,000 | 24,937,000 | 24,512,000 |
| Risk-weighted assets | 169,274,000 | 171,181,000 | 169,876,000 | 175,940,000 |