Call reports 2017
BANKCHEROKEE — 2017
What BANKCHEROKEE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 274,944,000 | 277,212,000 | 274,811,000 | 268,309,000 |
| Total loans | 157,909,000 | 164,627,000 | 161,124,000 | 156,454,000 |
| Allowance for loan losses | 2,121,000 | 2,144,000 | 2,180,000 | 2,003,000 |
| Securities available for sale | 73,324,000 | 75,969,000 | 78,180,000 | 76,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,550,000 | 248,452,000 | 251,339,000 | 246,823,000 |
| Interest-bearing deposits | 179,766,000 | 181,041,000 | 184,535,000 | 179,789,000 |
| Noninterest-bearing deposits | 66,784,000 | 67,411,000 | 66,804,000 | 67,034,000 |
| Equity capital | 20,806,000 | 21,329,000 | 21,620,000 | 20,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,337,000 | 6,606,000 | 8,827,000 |
| Interest expense | 82,000 | 166,000 | 234,000 | 298,000 |
| Net interest income | 2,047,000 | 4,171,000 | 6,372,000 | 8,529,000 |
| Noninterest income | 385,000 | 763,000 | 1,155,000 | 1,562,000 |
| Noninterest expense | 1,895,000 | 3,837,000 | 5,863,000 | 7,884,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 537,000 | 1,097,000 | 1,664,000 | 2,407,000 |
| Income tax | 248,000 | 508,000 | 746,000 | 1,297,000 |
| Net income | 289,000 | 589,000 | 918,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,063,000 | 21,363,000 | 21,692,000 | 21,084,000 |
| Total capital | 23,116,000 | 23,507,000 | 23,808,000 | 23,087,000 |
| Risk-weighted assets | 164,193,000 | 172,807,000 | 169,220,000 | 165,047,000 |