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Call reports 2014

BANKCHEROKEE — 2014

What BANKCHEROKEE reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/05aaa837-d219-4a48-9714-5a9ac57b49e8/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets267,434,000246,074,000258,182,000261,276,000
Total loans149,460,000149,838,000146,765,000147,877,000
Allowance for loan losses2,113,0002,124,0001,940,0001,989,000
Securities available for sale62,793,00065,616,00065,700,00069,168,000
Securities held to maturity0000
Trading assets0000
Total deposits227,532,000221,147,000232,900,000235,699,000
Interest-bearing deposits174,947,000172,043,000180,629,000180,298,000
Noninterest-bearing deposits52,585,00049,104,00052,271,00055,401,000
Equity capital14,329,00015,154,00015,193,00015,954,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income1,886,0003,774,0005,692,0007,607,000
Interest expense142,000271,000393,000517,000
Net interest income1,744,0003,503,0005,299,0007,090,000
Noninterest income698,0001,259,0001,651,0002,157,000
Noninterest expense1,968,0003,957,0005,898,0007,807,000
Provision for loan losses-37,000-37,000-92,000-92,000
Pretax income511,000842,0001,144,0001,532,000
Income tax0000
Net income511,000842,0001,144,0001,532,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital14,907,00015,238,00015,540,00015,928,000
Total capital16,548,00016,880,00017,195,00017,617,000
Risk-weighted assets130,825,000130,914,000132,092,000134,828,000

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