Call reports 2008
BANKCHEROKEE — 2008
What BANKCHEROKEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 289,100,000 | 278,030,000 | 254,074,000 | 239,348,000 |
| Total loans | 188,384,000 | 174,786,000 | 167,084,000 | 159,376,000 |
| Allowance for loan losses | 5,976,000 | 4,843,000 | 5,419,000 | 5,455,000 |
| Securities available for sale | 54,077,000 | 66,702,000 | 50,185,000 | 40,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,747,000 | 243,991,000 | 223,595,000 | 208,014,000 |
| Interest-bearing deposits | 221,215,000 | 211,252,000 | 189,530,000 | 176,229,000 |
| Noninterest-bearing deposits | 34,532,000 | 32,739,000 | 34,065,000 | 31,785,000 |
| Equity capital | 21,199,000 | 22,435,000 | 22,027,000 | 20,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,935,000 | 7,398,000 | 10,787,000 | 13,595,000 |
| Interest expense | 1,561,000 | 2,817,000 | 3,907,000 | 4,757,000 |
| Net interest income | 2,374,000 | 4,581,000 | 6,880,000 | 8,838,000 |
| Noninterest income | 490,000 | 1,071,000 | 1,620,000 | 2,092,000 |
| Noninterest expense | 2,474,000 | 4,956,000 | 7,379,000 | 9,950,000 |
| Provision for loan losses | 1,193,000 | 1,580,000 | 2,719,000 | 4,697,000 |
| Pretax income | -698,000 | -751,000 | -1,200,000 | -3,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -698,000 | -751,000 | -1,200,000 | -3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,788,000 | 22,436,000 | 21,986,000 | 19,868,000 |
| Total capital | 22,601,000 | 25,106,000 | 24,548,000 | 22,308,000 |
| Risk-weighted assets | 221,837,000 | 210,636,000 | 201,364,000 | 191,455,000 |
Machine access — free, no API key
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