Call reports 2007
BANKCHEROKEE — 2007
What BANKCHEROKEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 275,347,000 | 267,867,000 | 276,925,000 | 278,341,000 |
| Total loans | 214,902,000 | 206,892,000 | 205,482,000 | 196,219,000 |
| Allowance for loan losses | 3,868,000 | 4,390,000 | 4,776,000 | 6,086,000 |
| Securities available for sale | 28,195,000 | 32,318,000 | 42,716,000 | 51,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,977,000 | 237,558,000 | 242,429,000 | 246,860,000 |
| Interest-bearing deposits | 210,400,000 | 205,428,000 | 209,497,000 | 215,241,000 |
| Noninterest-bearing deposits | 32,577,000 | 32,130,000 | 32,932,000 | 31,619,000 |
| Equity capital | 22,520,000 | 21,386,000 | 22,073,000 | 21,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,064,000 | 13,547,000 | 17,709,000 |
| Interest expense | 1,672,000 | 3,416,000 | 5,238,000 | 7,021,000 |
| Net interest income | 2,996,000 | 5,648,000 | 8,309,000 | 10,688,000 |
| Noninterest income | 347,000 | 901,000 | 1,458,000 | 2,022,000 |
| Noninterest expense | 2,484,000 | 4,927,000 | 7,229,000 | 9,669,000 |
| Provision for loan losses | 367,000 | 1,367,000 | 2,145,000 | 3,837,000 |
| Pretax income | 492,000 | 255,000 | 393,000 | -796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 255,000 | 393,000 | -796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,348,000 | 21,683,000 | 21,821,000 | 20,632,000 |
| Total capital | 25,186,000 | 24,460,000 | 24,610,000 | 23,366,000 |
| Risk-weighted assets | 225,980,000 | 220,546,000 | 221,155,000 | 225,944,000 |
Machine access — free, no API key
Every figure shown here about BANKCHEROKEE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.